Protection from covered third-party claims.
Help protect the freight you transport.
Coverage for your insured truck & equipment.
Additional protection for business risks.
Options for specific cargo exposures.
At Shining Star Insurance Services Inc., our focus is helping trucking professionals understand their insurance options and find coverage appropriate for their individual operations.
We understand that trucking is more than just driving a truck. Your vehicle is part of your livelihood, your cargo represents your customers' trust, and your insurance is an important part of keeping your operation moving.
Our Goal is Simple : Make commercial truck insurance easier to understand and easier to obtain.
Whether you are starting a new trucking business, adding another truck to your fleet, or reviewing your existing insurance, our team can help you explore coverage options.
Five coverage lines built around how trucking businesses actually operate, from the cab to the cargo to the yard.
Liability coverage is one of the most important components of a commercial trucking insurance program. It can help protect your business when your operation is responsible for covered third-party bodily injury or property damage claims, subject to policy terms, conditions and exclusions.
Tell us about your operation and we'll walk you through your options.
Request A QuoteYour truck isn't the only thing on the road. The freight you transport can represent significant value, and your customers expect it to arrive safely. Motor Truck Cargo coverage can help protect covered cargo while in transit, subject to policy terms and exclusions.
Get a cargo insurance quote built around what you haul.
Get A Cargo QuoteYour truck is one of your biggest business investments. Physical Damage coverage can help protect your insured commercial vehicle against covered causes of loss, generally including collision and comprehensive options, depending on the policy. A damaged truck can mean downtime, lost revenue and business disruption, so having the right coverage matters.
See what physical damage coverage could look like for your truck.
Explore CoverageTrucking businesses face risks beyond the highway. General Liability coverage can address certain third-party claims arising from business operations, depending on the policy, including situations involving business premises, loading and unloading, customer interactions and other operational activities.
Transportation businesses can face situations where cargo responsibility becomes complicated. Contingent Cargo coverage may provide protection for certain cargo-related exposures when the insured has a contractual or contingent responsibility for transported property, depending on the specific policy.
Speak with an insurance professional to see if this fits your operation.
Ask A SpecialistHowever your operation is set up, we can help you explore coverage suited to it.
Running your own truck means you're responsible for protecting your equipment, business and livelihood. We can help you explore options suitable for your operation.
Growing from one truck to multiple vehicles brings additional insurance considerations. Build a coverage program that can grow with your business.
Managing multiple trucks requires an insurance strategy designed around your fleet. Explore coverage options across your vehicles and operations.
Your customers trust you with their freight. Cargo-related insurance can help address covered losses involving transported goods.
Starting a trucking company can feel overwhelming. Insurance is one of the important steps in getting your operation ready for the road.
Local, regional and long-haul carriers each face different exposures, we help you think through what coverage fits your radius and freight type.
Starting a trucking company involves more than purchasing a truck. Here's how the conversation usually goes.
Provide basic information about your truck, drivers, freight and business.
We'll help you understand the insurance options available to you.
Choose the coverage that fits your needs and keep your business moving forward.
Built entirely around commercial transportation insurance needs.
Every trucking operation is different. Your conversation should be too.
We make it simple to start the insurance conversation.
Insurance can be complicated, we aim to explain it in plain language.
Your truck is a business asset; your insurance should protect the whole operation.
| Coverage | Purpose |
|---|---|
| Liability | Helps address covered third-party claims. |
| Cargo | Helps protect covered freight being transported. |
| Physical Damage | Helps protect insured trucks and equipment from covered losses. |
| General Liability | Addresses certain business-related third-party exposures. |
| Contingent Cargo | Addresses certain contingent cargo exposures. |
Talk to our team and we'll help you understand your options.
Have questions about commercial truck insurance?
We're here to help you understand your options.
Commercial truck insurance is insurance designed for businesses and individuals using trucks for commercial purposes. Depending on the operation, coverage may include liability, cargo, physical damage and other coverages.
Commercial insurance requirements depend on the operation, vehicle, authority, contracts and applicable laws. An insurance professional can help determine what coverage may be appropriate.
It generally provides protection for certain covered third-party bodily injury and property damage claims arising from an insured trucking operation.
Cargo insurance can help protect covered goods being transported against certain covered losses, subject to the policy.
Physical Damage coverage can help protect an insured commercial vehicle against covered damage, such as certain collision and non-collision losses.
General Liability may provide protection for certain third-party bodily injury or property damage claims arising from business activities outside the risks specifically addressed by other policies.
Yes, fleet and multi-vehicle insurance options may be available depending on the business and underwriting requirements.
New ventures may be eligible for insurance depending on factors such as experience, equipment, drivers, operation type, freight and insurance carrier requirements.
Quote timing depends on the completeness of the information provided and the insurance carrier's underwriting process.